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2026-2027 COST TO ATTEND

For the 2026-27 school year, NAPS has adopted a Bundled Tuition structure. Your Cost to Attend now includes the core fees that were previously billed separately, allowing families to plan with a single, transparent number.

Your 2026-27 Cost to Attend Includes:

  • Tuition
  • Immediate Needs, Emergent Opportunities (INEO): Funding for physical security upgrades, innovative educational resources, and faculty development.
  • Standard Field Trips: All day trips are covered (Overnight trips remain separate).
  • Tuition Refund Plan (TRP): The tuition insurance premium is now included for all families to protect your financial obligation.

COST TO ATTEND (for 2026-27):


TOTAL ANNUAL COST:
  • Active Duty Enlisted: $11,050
  • Category I-III: $12,600
  • Category IV: $15,715


Total annual cost:
  • Active Duty Enlisted: $12,300
  • Category I-III: $14,015
  • Category IV: $17,500

  • Annual Plan: One lump sum payment (includes a $150 discount) due in June.
  • Semi-Annual Plan: Two equal payments, due in June and November.
  • 10-Month Plan: Monthly payments spread over the academic year. Payable June through March.

 

A $500 non-refundable enrollment deposit is charged via FACTS upon enrollment/re-enrollment. This deposit is applied to your first tuition payment and secures the student's place at NAPS for the coming academic year.


 

We offer specific adjustments for families with multiple children enrolled at NAPS.

1. INEO Sibling Credit (Applies to ALL additional siblings) 
The Immediate Needs, Emergent Opportunities (INEO) fee is assessed on a per-family basis, but it is currently bundled into the tuition rates listed above.

  • The First Student: Charged the full bundled tuition rate.
  • Each Additional Sibling: Receives a $750 INEO Credit applied to their account.

2. Large Family Discount (Families with 3+ Students) 
Families with three or more students enrolled at NAPS are eligible for a 10% Tuition Discount on applicable siblings.

  • How it is Calculated: The 10% discount is applied to the Net Tuition (the Bundled Tuition rate minus the $750 INEO Credit.


EXTENDED CARE

NAPS offers one morning and one afternoon block of extended care. Parents may register for care on a recurring basis or as a drop-in service. Registration for the 2026-27 School Year is offered to returning families during the re-enrollment period, and then to new families as they are admitted and enrolled. Due to space and staff limitations, we may not be able to accept all extended care registrations, and registration is accepted on a first come, first served basis.

Block A: Morning | 7:00–7:50 AM
Block B: Afternoon | 2:50–5:30 PM

There is a $150 non-refundable enrollment deposit for all block registrations.

There is a $25 non-refundable fee each semester for drop-in use of the extended care program. Parents requiring care on an as-needed basis should make their requests as far in advance as possible through the school office and will be served on a space-available basis. Requests should be directed to Penny Moesch at pmoesch@napschool.com. Cancellations must be made by 5:00 PM the day before the reservation or your account will be billed.

Extended Care Fees:

5 Day Enrollment

Monthly Pre-Paid Rates (Permanent Enrollment): $105
Daily Rate Occasional Use: $21


Monthly Pre-Paid Rates

(Permanent Enrollment)

5 days/week: $390
4 days/week: $312
3 days/week: $234
 


drop-in/Occasional Use

Daily Rate: $39

 


FINANCIAL AID

Our goal is to make a high-quality education affordable to as many families as possible. Please complete our FACTS Grant & Aid application by February 06, 2026 (for the 2026/27 school year). A new form must be submitted to our Admissions office each year for which financial aid is desired. 


FAQs about TUITION at NAPS

Understanding NAPS Categories: Admissions vs. Tuition

At NAPS, we use a single classification system to identify families based on their connection to the military and federal service. However, this Category assignment serves two distinct purposes:

  1. Admissions Priority: For the purpose of enrollment, the Categories establish the order of priority in which applications are reviewed and seats are offered. Because of our mission, candidates in Category I receive the highest priority for placement, followed by Categories II, III, and IV. Note for Admissions: Active Duty Enlisted families are considered Category I for admissions priority.
     

  2. Tuition Structure: For the purpose of finance, the Categories determine your annual tuition rate.

    • Active Duty Enlisted: We offer a distinct, accessible rate specifically for members of the Armed Forces in pay grades E-1 through E-9.

    • Categories I, II, & III: These categories are grouped together at a competitive tiered rate to recognize their service and connection to the institution.

    • Category IV: Civilian families pay the standard tuition rate.


Official Category Descriptions
  • ACTIVE DUTY ENLISTED: Members of the United States Armed Forces serving on active duty in pay grades E-1 through E-9. (For Admissions priority, these families are considered Category I).

  • CATEGORY I: Members of the United States Armed Forces and Allied uniformed service personnel assigned to duty at the U.S. Naval Academy, Naval Support Activity Annapolis and their tenant commands; Civilian faculty and employees of the U. S. Naval Academy and Naval Support Activity Annapolis; Salaried employees of the Naval Academy Primary School; and All other active duty, active reserve and retired United States military personnel.

  • CATEGORY II: Salaried employees of the Naval Academy Athletic Association, and the Naval Academy Alumni Association; Department of Defense civilian personnel; Department of Justice personnel; and Department of Homeland Security personnel.

  • CATEGORY III: Alumni of the United States Naval Academy; alumni of the Naval Academy Primary School; and former members of the U.S. Armed Services.

  • CATEGORY IV: Civilian Members of the Annapolis Community.


Eligibility Documentation

Categories 1 through 3 must provide documentation that affirms status as previously described above. Category placement is based on the parent’s status as of February 1st in the calendar year in which enrollment occurs.


 

Fees for before- and after- school care, enrichment programs, and hot lunches will be billed and charged to the FACTS tuition account, unless other arrangements are made specifically with our Finance Department.


 

Yes. Our goal is to make a high-quality education affordable to as many families as possible. Please complete our FACTS Grant & Aid application by February 06, 2026 (for the 2026/27 school year) and contact our Admissions Director with questions about financial aid.


 

Enrollment in the Tuition Refund Plan is now mandatory and included in your bundled tuition. This program protects your financial obligation in the event of a covered withdrawal (such as medical absence or job relocation). Details are included in the Enrollment Contract.


You can apply online using our online application form.


 


FAQs about ENROLLMENT at NAPS

The Enrollment Contract applies. The NAPS Handbook outlines policies for the current (2025-26) school year. The Enrollment Contract you sign via FACTS is the governing legal document for the upcoming (2026-27) academic year. By signing the contract, you agree to the specific dates and financial obligations outlined in that document, which supersede general Handbook policies. The handbook covers the educational and behavioral standards required for children to be a student at NAPS (academic expectations, code of conduct, basic operational information, expectations for parents to be aware of, etc.). Parent signature on the handbook agreement during the enrollment process acts as a good faith agreement. By signing, you agree to our policies generally, with the understanding that the handbook is a living document subject to updates.


NAPS operates on a fixed budget based on enrollment numbers. We must sign faculty contracts, purchase curriculum, and turn away waitlisted families based on the commitments made in the re-enrollment period. When a family holds a seat and then withdraws in the spring, it prevents another family from securing placement and leaves the school with fixed costs but lost revenue. Therefore, the Graduated Financial Obligation outlined in the Enrollment Contract is strictly enforced to ensure the stability of the school.


 

No. We understand the timing of admissions decisions varies by school; however, NAPS cannot hold a seat without a firm commitment. Families have two choices:

  • Enroll/Re-enroll now to guarantee a seat, understanding that if you choose to withdraw later for another school, the financial obligation outlined in the contract will apply.

  • Delay enrollment/re-enrollment until you have made your final decision, understanding that your child’s seat may be offered to a waitlisted student in the interim.


Generally, no. The Tuition Refund Plan is designed to protect tuition investment during the academic year (e.g., job transfer, medical withdrawal after the student has started attendance). Voluntary withdrawals or changes of mind prior to the start of school are not covered by insurance and remain the financial responsibility of the family as per the contract.


The only automatic exemption is for documented military orders that require a family to move out of the area. All other withdrawals (including voluntary job changes or relocation) are subject to the contract terms. The Head of School, in partnership with the Board of Trustees, retains final authority on all financial obligations.